USDA Loans

USDA Purchase transactions

The United States Department of Agriculture (USDA) offers the single-family housing guaranteed loan program.  Qualified borrowers can purchase a home in an eligible rural area as determined by the rural housing program. There is an upfront guarantee fee and an annual fee charged to the borrower. Contact one of our licensed loan officers today to apply!

 

USDA Streamline Refinance transactions

The United States Department of Agriculture (USDA) offers three refinance programs for qualified borrowers.  These are a non-streamline refinance, a streamline refinance, and a streamline-assist. Borrower and household income limit qualifications do apply in each case. Contact one of our licensed loan officers today to apply!

 

Benefits of USDA Loans

  • 100% Financing - you can buy a home with no down payment.
  • Low Fixed Rate Mortgage Options.
  • Government insured.
  • Simple Loan Process.
  • There is No Prepayment Penalty.