I am a "CLOSER" that gets the "CLOSING" to the "TABLE & CLOSED" On Time As & Agreed! I have been in the industry for 24 + years so with that experience I have a lot of KNOWLEDGE that allows me to STRUCTURE the best suited loan for the borrower. I also am CERTIFIED in today’s "HOTTEST NICHE" products- "Renovations Loans”. I specialize in 5-day Commitments, (FHA 203 K Renovation /Streamline and Full Standard K & Fannie Mae Home style - with 70 % of today’s market & inventory being built before 1990 & outdated you are able to buy the Home of Your Dreams and do a complete remodel, update or addition to whatever your needs are. With this mortgage program you are able to combine the cost of the purchase / refinance -payoff PLUS the Renovation with the repair cost or even a new addition into mortgage loan... What is Renovation Lending? Combines a traditional 30-year fixed rate mortgage with a construction loan. The buyer can finance both the purchase price as well as the cost of renovation all in one low interest 30-year mortgage rate. Can tear down the house to foundation build it back, or aesthetic repairs and all appliances. Appraised value is based on the subject to completion value. I can do all aspects of renovation lending including investments - With the inventory of houses being so low why not design your own dream home. Before we recommend a loan, we make certain that we appreciate what type of financing fits your needs. Our full range of Lending makes us top notch as we have your funds to the table 24 hours before your purchase closing. We take great pride here at Pacific Residential in the Service that WE Provide with “Integrity” “You’re Friend in The Business” I live in Burns, TN with my husband Mitch, we love to do outdoor activities - gardening, swimming, boating, fishing, etc.. We have been married for 45 years with two children, 6 grandchildren & 2 great grandchildren. When I started in the business 25 years ago, I was closing consistently helping around 13 borrowers a month to lower their house payments. I am fully committed to providing the best mortgage service to all my clients and to continue my career long motto of “You’re Friend in The Business"
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
Getting the right loan that fits your needs is my first responsibility to you. I will find the best loan program to fit your needs and your budget and explain your options.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.