Adam Klugh

NMLS # 1596587


Adam Klugh Loan Officer
Adam Klugh

Adam Klugh

Loan Officer

Mortgage Calculators

Loan Programs


About Adam

Loan Officer

I was born and raised in Detroit, Michigan, before heading off to college at Spring Arbor University – a small, private Christian college. There, I studied biology, genetics, biological chemistry and other nerdy subjects. My major was in biology but in my final year I took an interest in economics. Little did I know how much this elective interest would alter my path.


After graduating, I followed in my father’s footsteps and started my career as a firefighter on the Toledo Fire and Rescue Department. There, I gained the rank of lieutenant (one of my proudest achievements), and I had the honor of commanding some of the finest-trained men and women in the industry.


While serving as a firefighter, I continued my economic studies, mostly concentrating on residential real estate investing. This was during the time of the Great Recession so the impact of housing on the average American and their understanding of the value of owning a home was being redefined. I saw the opportunity and value of owning residential real estate, so I set out with a goal of obtaining my own real estate portfolio.


To get started, I had very little money, a moderate and steady government-issued salary and a large assortment of student loans. After getting a “no” from every lender I spoke to, I started to read through the mortgage guidelines myself to figure out a way to buy a home. Eventually. I was able to purchase my first home and many rentals thereafter.


I went back to school to obtain my master’s degree, this time in finance. I became licensed as a mortgage loan officer, and set out to help others achieve their dream of home ownership. Real estate is America’s most historically proven asset class. For most Americans, it has been the most reliable tool for wealth creation. I want to help those who desire to achieve the goal of home ownership by helping them take the right steps to make a sound investment decision.

Contact Adam

Adam Klugh

Loan Officer
NMLS# 1596587

4901 26th W Suite B
Bradenton, FL 34207

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Advice

Getting the right loan that fits your needs is my first responsibility to you. I will find the best loan program to fit your needs and your budget and explain your options.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

Start your Loan Application

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