Privacy Policy & Terms and Conditions

 

TCPA COMPLIANCE

Success Mortgage Partners, Inc. (“SMP”) complies with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227, and all related federal and state regulations governing telephone communications. SMP does not make telemarketing calls, send text messages, or use prerecorded or artificial voice messages without first obtaining the consumer’s prior consent as required by law. Consent is not a condition of applying for or obtaining a mortgage loan. Consumers who provide their contact information—including telephone numbers—acknowledge that they may receive calls or text messages related to their inquiry, loan application, ongoing loan transaction, and future loan transactions.  SMP maintains internal procedures to document consent and complies with Do-Not-Call (DNC) requirements. Consumers may opt out of communications at any time by notifying SMP or replying “STOP” to text messages.

PRIVACY POLICY

SMS Text Messaging Terms & Consent:
By providing your mobile phone number and initiating communication such as contacting us directly, sending an SMS, giving verbal consent during a phone call, or submitting a request for contact, you consent to receive SMS (text) messages and notifications from Success Mortgage Partners, INC.
 
Mobile OPT-IN:
Clients may opt in to receive SMS messages by texting the keyword START to their assigned loan officer’s dedicated mobile number, or to our main SMS line at 734-259-0880. Upon receipt, our system responds with a confirmation message including opt-out instructions (Reply STOP to cancel) and support instructions (Reply HELP for assistance).
 
Other Consent Methods:
Clients may also provide verbal consent during a phone call. All opt-in methods are recorded, and messaging only begins once consent is given.
 
Message Content:
These messages include updates about your mortgage application, appointment reminders, document requests, and other service-related communications.
 
Message Frequency Disclosure:
Message frequency vary depending on your activity and the status of your loan process. Most users can expect to receive between 1 to 5 messages per week, with volume decreasing significantly once the loan file is complete.
 
Message and Data Rates Disclosure:
Message and data rates may apply.
 
Stop Instructions:
You can opt out of receiving further messages at any time by replying STOP to any message.
 
Help Instructions:
For assistance or more information, you may reply HELP.
 
Privacy Policy:
We respect your privacy and are committed to protecting your personal information. Success Mortgage Partners, INC. will not share, sell, or distribute your mobile number or any SMS-related data with third parties or affiliates for marketing or promotional purposes.
 

All SMS opt-in data, message logs, and consent records are securely stored and kept strictly confidential, in accordance with applicable data privacy laws. SMS communication is only used for service-related messages that you have explicitly opted in to receive.You may opt out of SMS communication at any time by replying STOP. For assistance or more information, you may reply HELP.

 
This Site contains links to other sites
Success Mortgage Partners, Inc.. is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.

Site” refers to this Internet web site (http://www.successmortgagepartners.com) and its related services. “You” or “User” refers to a registered user of this Site. “Success Mortgage Partners, Inc.” or “We” refers to Success Mortgage Partners, Inc…

The Work Space:
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and Success Mortgage Partners, Inc.. is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.

Registration:
If You register to use or provide services using Success Mortgage Partners, Inc.., we may collect and store information that specifically identifies You or your account (“Personally Identifiable Information”). The required information may include your User ID, password, first name, last name, business name, address, city, state, zip/postal code, phone, fax, email and web site address. We may, in the future, include other optional requests for information from You, to help us to tailor the Site for You and deliver personalized information to You.
 
Online Surveys and Contests:
Success Mortgage Partners, Inc.. may conduct online user surveys to collect information about our Users preferences. These surveys are optional and if You choose to respond, your responses will be kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact and demographic information such as name, email address and mailing address.
 
 
Automatically Gathered Informations:
Success Mortgage Partners, Inc.. automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. Success Mortgage Partners, Inc.. may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Personally Identifiable Information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
 
Your Public Profiles:
As part of registration, You may be required to provide contact information such as name, address, city, state, zip, phone, fax and email address, some of which can be displayed to other users of our service in an effort to simplify communication between members.

How We Use Information

Registration Information:

We use Personally Identifiable Information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users Personally Identifiable Information to third parties.
 
Advertising:
At this time we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications, either when You register to become a Member, or at any time thereafter by contacting us.
 

Demographic Information, Surveys and Contests:
The demographic information that Success Mortgage Partners, Inc.. collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering.

 
Comments Submitted by Users:
Success Mortgage Partners, Inc.. constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments you might have regarding our services or the operation of the Site. You can submit any comments by
contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials.
 

Security:
We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.

 
How We Respond To Browser Do Not Track Requests:
Success Mortgage Partners, Inc.. and other parties not affiliated with us may collect Personally Identifiable Information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle “Do Not Track” requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a “do not track” configuration set in your internet browser. At this time, we do not have any protocol in place that allows you to opt-out of internet tracking. If you have any questions regarding our internet tracking methods please
contact us.
 
Contacting Us:

If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:

Success Mortgage Partners, Inc..
Customer Service
1200 S. Sheldon Road
Plymouth, Michigan 48170
855-284-2214
 

TERMS & CONDITIONS

Success Mortgage Partners Inc. is located at:1200 S. Sheldon Road, Plymouth Michigan, 48170, United States

By accessing this website we assume you accept these terms and conditions in full. Do not continue to use Success Mortgage Partners Inc.’s website if you do not accept all of the terms and conditions stated on this page. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of United States. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

 
Cookies:
We employ the use of cookies. By using Success Mortgage Partners Inc.’s website you consent to the use of cookies in accordance with Success Mortgage Partners Inc.’s privacy policy. Most of the modern day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate/advertising partners may also use cookies.
 
License:
Unless otherwise stated, Success Mortgage Partners Inc. and/or it’s licensors own the intellectual property rights for all material on Success Mortgage Partners Inc. All intellectual property rights are reserved. You may view and/or print pages from http://www.successmortgagepartners.com for your own personal use subject to restrictions set in these terms and conditions.
 

You must not:

  1. Republish material from http://www.successmortgagepartners.com
  2. Sell, rent or sub-license material from http://www.successmortgagepartners.com
  3. Reproduce, duplicate or copy material from http://www.successmortgagepartners.com
  4. Redistribute content from Success Mortgage Partners Inc. (unless the content is specifically made for redistribution).

Hyperlinking to our Content:

  1. The following organizations may link to our Website without prior written approval:
    1. Government agencies;
    2. Search engines;
    3. News organizations;
    4. Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the Web sites of other listed businesses;
    5. Systemwide Accredited Businesses except soliciting non-profit organizations, charity
      shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
  2. These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
  3. We may consider and approve in our sole discretion other link requests from the following types of organizations:
    1. commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union;
    2. dot.com community sites;
    3. associations or other groups representing charities, including charity giving sites,
    4. online directory distributors;
    5. internet portals;
    6. accounting, law and consulting firms whose primary clients are businesses; and
    7. educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of ; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and it products or services; and (c) fits within the context of the linking party’s site. If you are among the organizations listed in paragraph 2 above and are interested in linking to our website, you must notify us by sending an e-mail to web@smprate.com. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Web site as follows:

  1. By use of our corporate name; or
  2. By use of the uniform resource locator (Web address) being linked to; or
  3. By use of any other description of our Website or material being linked to that makes sensewithin the context and format of content on the linking party’s site.

No use of Success Mortgage Partners Inc.’s logo or other artwork will be allowed for linking absent a trademark license agreement.

 
Iframes:
Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.
 
Text Messaging:
Success Mortgage Partners offers subscription text message programs. The types of messages you may receive are notifications, promotional messages, appointment notifications, appointment reminders, and SMS enabling direct lending or loan arrangement. Customers may text START to (520) 675-7031 or complete this form Click Here for Opt-In and to start receiving notifications. Success Mortgage Partners will not share your opt-in with 3rd parties. You may receive up to 5 msgs/mo. Txt and data rates may apply. Reply STOP to end or HELP for help. You will not be enrolled in a “mailing list” when you subscribe to this service.
 
United States Participating Carriers Include:
ACS/Alaska, Alltel, AT&T, Bluegrass Cellular, Boost, Cellcom, Cellone Nation, Cellular One of East Central Illinois, Cellular South, Centennial, Chariton Valley Cellular, Cincinnati Bell, Cox Communications, Cricket, EKN/Appalachian Wireless, Element Mobile, GCI, Golden State Cellular, Illinois Valley Cellular, Immix/Keystone Wireless, Inland Cellular, iWireless, Metro PCS, Nex-Tech Wireless, nTelos, Plateau Wireless, South Canaan, Sprint, T-Mobile, Thumb Cellular, United Wireless, US Cellular, Verizon Wireless, Viaero Wireless, Virgin, WCC. Additional carriers may be added. T-Mobile is not liable for delayed or undelivered messages
 
Reservation of Rights:
We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Website, you agree to be bound to and abide by these linking terms and conditions.
 
Removal of Links from our Website:
If you find any link on our Website or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you. Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
 
Content Liability:

We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.Disclaimer to the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

  1. limit or exclude our or your liability for death or personal injury resulting from negligence;
  2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
  4. exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.